A credit authorizer works for a credit company or a bank, and is the main person responsible for the authorization of credits billed to the company’s customers’ accounts. A credit authorizer would perform their duty by receiving various requests for credits by customers, then analyzing them and verifying all of the claims made by the customer. From then on, the credit authorizer may choose to authorize or deny the credit, or in some special cases contact the customer to clear out some of the details in their application.

Becoming a credit authorizer doesn’t require much in terms of educational qualifications, and a high school degree is sufficient in most cases. A large portion of the skills required for performing the job are attained in the line of duty, and credit authorizers usually work under the supervision of a more experienced employee at the company until they’re confident enough to perform their job independently. Even though experienced credit authorizers are valued on the job market, they’re not a rare occurrence as most progress to other positions after gaining enough experience.

Compared to the rest of the positions in the credit industry, a credit authorizer earns relatively little, with the annual salary going between $36,000 – $55,000. The median for 2009 was reported to be $42,000, which is a rather low point with regards to the other employees in a credit company. Generally, authorizers are also put under noticeably more strain than their colleagues, further decreasing the attractiveness factor of the job.